Credit Card - Free Essay Examples and Topic Ideas

A credit card is a financial tool that allows users to access a line of credit for purchases, cash advances, or balance transfers. The cardholder can use the credit card to make purchases at merchants that accept it or withdraw cash from ATMs. The card issuer sets a limit on how much the cardholder can spend, which is based on their creditworthiness. Credit cards can offer rewards, such as cash back or travel points, as well as charges interest on balances that are not paid off each month. Users must be responsible with their credit card by staying within their limit, making payments on time, and avoiding fees and high-interest rates.

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