Essays on Credit

It is necessary for human instinct to connect with others for his very own welfare and prosperity. This requirement for commonality and association is the establishment of cooperative efforts. Cooperativism then is an unconstrained conduct of people in response to their individual and aggregate needs….

Personal loans are a form of credit that can provide some much-needed financial assistance. They may be ideal for alleviating financial hardship or helping to finance a wedding or funeral. They can also be useful for furthering one’s studies or for settling medical emergency bills….

The Chinese government is taking quick steps towards implementing the plan to create a nationwide system of mass surveillance of the entire population using big data. They attempt to promote “trustworthiness” in its economy and society by gathering massive amounts of data online using mass…

There are a lot of reasons for which Vancity has become the largest credit union in the nation, one of which is their remarkable competitive advantage. Vancity has accumulated over 19.8 billion dollars in assets which is an increase of 900 million percent since they…

Since the system will only be introduced nationwide in 2020 and hardly any work has been written about it, this topic offers me the opportunity to write informally. Of course, there are several trusted web sites on the internet that will break up the topic…

Blockchain technology has taken over this current era as never have seen before, as it can be applied in any platform, thereby solving issues arising. With this current era getting more digitized, improved web connectivity, increasing distributed computing resources as well as using cryptotechnology in…

The foundation and evolution of Credit risk can be found back thousands of years ago. Credit is much older than script. Krimsky and Plough (1988) follow the wellspring of risk awareness back to Early Mesopotamia, in view of the work by Covello and Mumpower (1985),…

Blazing internet speeds along with accelerating digitalization, a continuous accumulation of various computing resources as well as a host of others are some of the countless factors that give us insight into the future. Many experts have predicted that basic public chain embedded with blockchain…

Before borrowing money from anyone either from the bank or from your relative or from any third party must prepare yourself in state of repaying it on time. Borrowing cash implies that you are agreeing to reimbursement the cash back inside a specific time span…

Most of your lenders and the Banks want to keep you in the shadows. Why? Likely in light of the fact that the world’s most intense keeping money premiums urgently require purchasers to get tied up with a couple of oft-told legends which sustain their…