Introduction Investing money is a fundamental practice that empowers individuals to grow their wealth, achieve financial goals, and secure their future. It involves allocating funds with the intention of generating returns over time. While investing carries risks, making informed decisions and understanding different investment vehicles…
Essays on Finances
Introduction Money management is a crucial life skill that holds significant importance for students. As young adults embark on their educational journeys, developing effective money management habits is essential to ensure financial stability, responsible decision-making, and a secure future. This essay examines why money management…
Introduction Money, often referred to as the lifeblood of modern society, plays a crucial role in shaping our lives and driving various aspects of human existence. This essay delves into the multifaceted significance of money, highlighting its role in providing basic necessities, facilitating opportunities, and…
What Is Economics? Economic is about making decisions. The economics is derived from the word ‘Oikonomia’ it means ‘house hold management’. It is the study of how people organize the use of resources to satisfy their wants. In other words, economics is a study of…
What if you spend 20 years in school and save and change lives to earn less than a popular uneducated person. Well this can be the case if you’re a doctor comparing yourself to a celebrity. The wage gap between educated professionals and celebrities is…
As Anne Frank said in her diary, “people can tell you to keep your mouth shut, but that doesn’t stop you from having your own opinion” (Tscherry, 2015). The courageous girl Anne Frank who wrote in her diary during the Holocaust tries to convey is…
Throughout the Second Gilded age, this term defines the wealth distribution of modern day and comparing it to the decades before 1928, originating in the United States history. Economist Robert Reich believes there is a connection between the increasing wealth of the top 1% and…
Abstract The ease of doing business ranking in India is improving very fast, because of policy reforms, like Real estate Regulation bill, Insolvency and Bankruptcy bill (IBC) Goods and Sales Tax bill(GST). Research suggest that mergers and acquisitions environment has been very phenomenal in generating…
The bank our group choosing which is AmBank, they offered about a total of 22 credit card such as AmBank True Visa Card, AmBank Visa Signature Card, AmBank World MasterCard and so on. The credit card most used of AmBank’s customer which is AmBank Carz…
Jesus warns us in the Gospel of Luke about the search for and the use of money, which is never despicable either for the rich or for the poor. what is money? Some think: it is everything; opens all doors, without it nothing is done;…
Wells Fargo Bank Scandal is the story of a giant bank that pressured its employees and abused customers private information. As many as 2 million Wells Fargo bank accounts and credit cards opened by bank workers without customers. They had created these all accounts to…
At the point when we take a gander at a huge organization, for example, Wells Fargo, we don’t see it as being scandalous, we see it as being prosperous. However, Wells Fargo’s experiences been in difficulty for some time. Since 2011, Wells Fargo employees had…
When we think of one of the most widely used applications of technology today, we think of cloud computing. First of all what is cloud computing? It is a collection of networks. A user can use the services provided by the cloud through the internet…
When a famous couple breaks up, fans are often left heartbroken and wondering what will become of each party thereafter. Oscar-winning actors Angelina Jolie and Brad Pitt’s relationship was no different. One of Hollywood’s most celebrated actresses, Angelina Jolie’s life on and offscreen have undoubtedly…
Oliver Wendell Holmes once said, “ I like to pay taxes,. With them, I buy civilization”. Taxes are obligatory fees charged on individuals enforced by law and the government. These funds helps with government activities. Citizens are charged according to how much income each makes…
The forth-industrial revolution has reshaped the banking industry and World Bank, influenced the customer experience, and completely changed the vision we had regarding the bank of tomorrow. Nowadays, change is defined in weeks and new applications can be outdated before they are even released. This…
Can money buy you happiness? Happiness is the thing that most people want, yet it is one of the most difficult aspects of life to attain. Happiness doesn’t happen anywhere, it has to be worked on. It has to be produced, created, discovered, and built…
Wells Fargo is the fourth-largest bank in the United States, with its headquarters situated in San Francisco, California. It has come under scrutiny due to fraudulent activity within the company. Through secondary data research made evident in this Case Study, I will be examining the…
On Friday 24 October 1929 the greatest stock market crash took place in the United States of America. The 1929 Wall Street crash is known as the hugest crash in the history of the USA. This crash had an impact on the USA economically as…
Nepali legal system originally belonged to the first categories. It developed over a long period of time independently on the basis of religious scriptures like vedas,surtis and smrits of manu yagavalkya narada which were be principle reference for jutice during the development of legal system…
What is happiness and can it be achieved? This age-old question has plagued humanity since we first bore consciousness. Is happiness a perpetual state that can be achieved and kept for a long time or is it a conjunction of separate moments that are…
We have discussed that role of Money, also mentioned different theories about origin of money and development. As money has involved in everywhere of human life, people also using money to dealing all the matter in their life, the things people dealing with are what…
According to a Financial Express article published in 2018, there is an ideal yearly amount of money that makes people happy . In the opinion of Rahul Agarwal, director of EZ Wealth, the well-known proposition that money increases happiness is only true to a certain…
A 2010 study by Princeton researchers Angus Deaton and Daniel Kahneman found a $75,000 salary to be an optimum level for two varieties of happiness: day-to-day emotional mood and a Their work was supported by 450,000 Americans polled over two years by Gallup and Healthways….
Lebron James, arguably the best player in the NBA makes $498,512 per game. That is $498,512 for playing 48 minutes of playing the game of basketball, that he loves. There are more players like him like Steph Curry, Kevin Durant and many more who make…
Several international entities such as the World Trade Organization, European Commission, and United Nations Commission for International Trade Law (UNCITRAL) have been concerned with building effective procurement guidelines and working frameworks to be harmonized across both national and international levels by providing an in-depth analysis…
Money is a medium of exchange that we used in our daily life to obtain something that we need or the services that we require. If we fall sick, we have to pay for the medical expenses to obtain suitable medical expenses, hoping for better…
Imagine not having to think about a bank balance, Or budgeting your spending. Sounds great, doesn’t it? The feeling of not having to stress about fixing your car, paying the dreaded mortgage or doing the weekly food shop. Personally, have reasons to fight for both…
This research paper focuses on the characteristics or actions that make a non-profit organization more resilient and sustainable. For a nonprofit organization to survive, it must be able to respond to the community and environment around it. I will primarily focus on smaller, community-based service…
Social ontology is a philosophical field that focuses on the properties of the social world, by that we mean all that is evolves through human interaction. Social ontology focuses on the basic structure of society and how that society is formed through human actions and…
It is the worst economic fall. It occurs when state bank and government gets fail to control recession.it is the next step of recession, which is more vulnerable for the economy, and nation. When the country is going through depression the whole shares market crashes,…
People main concern in cryptocurrency is its reliability of data processing. Cryptocurrency has the potential to replace traditional payment methods as it provides distinctive ways to maintain data consistency due to its underlying transaction system, the Blockchain technology. First of all, this technology provides high…
We previously explained some factors that made the cryptocurrencies important for the international world. As for the management, the way toward obtaining digital forms of money is as yet harder than purchasing customary values. As cryptographic forms of money draw in new clients, more market…
Cryptocurrency is a medium of exchange like ordinary currencies such as the US dollar, but its design purpose is to exchange digital information through a process that is made possible by some cryptography principle. Cryptography is used to protect transactions and control the generation of…
Every distinct individual have a contrasting description of happiness. Alongside with having unlike idea concerning with the subject, we have different ways to be happy. Does money buy happiness has sparked a heated debate as not every person has the same opinion. It’s an age-old…
Over the past few years, thanks to the spectacular technological leap, the number of the offshore services has remarkably increased. Thus, we have moved, in a very short time, from the era of postal mail to the digital era. Online banking is one the major…
Online banking also known as internet banking is an electronic payment system that enables customers of a bank or other financial institution to conduct a range of financial transactions through the financial institution’s website . The online banking system will typically connect to or be…
Digitalization is rapidly changing how individuals access financial services and interact with financial service providers. The spread of mobile technology has paved the way for a new era of financial services in many countries. Technology enabled businesses allow people to perform many basic transactions, such…
With the rise of the Internet, computers and mobile devices, never before have mankind witnessed so much innovation and life-changing inventions for just over the past 40 years. This includes an increase in online banking and e-commerce, more and more people are doing shopping online…
Strategic Management Microfinancing is when financial services such as loans are offered up to the poor population that do not have access to traditional banking practices. In terms of the case, microfinance involves a small loan with a high rate of interest. It lends itself…
In fact, millions of children worldwide have been lifted out of poverty, progress has been uneven and unseen, with children in especially sub-Saharan Africa and other areas facing the highest levels of mortality, poor nutrition, child marriage and illiteracy and other issues. So we might…
As per World Bank’s report issued in 2018, 783 million people out of 4560 million of Asia are extremely poor who are living below the poverty line of US $1.9 a day. Poverty solely describes the economic stability of any country. Through Poverty lifelong troubles…
The development of the current economic system, allows consumers exposed to various kinds of risks. These risks can be inherent in businesses that are carried out up to personal consumers. But with the increasing application of science, these risks can be managed by consumers, the…
Microfinance is a banking service provided to low-income or unemployed individuals and groups who have limited access to financial resources. One of its main features is a loan given without security. “Its goal is to provide impoverished people with an opportunity to become self-sufficient and…
People have always wondered how much John Lennon’s net worth is valued at. And we’re here to find out. John Lennon, whose solo and paired collaborations as a performer, writer, and co-writer earned him 25 number-one singles in the US Hot 100 chart was the…
As we all know online banking is something that we can pay payments through mail and credit assessments at your bank branch. Online banking is becoming plenty greater common. You can pay your bills on-line and access a record of your checking account transactions online….
Microfinance is a concept introduced to Albania by the international community as one of the best and most innovative ways in the period of the socio-economic crisis faced by the country in the first years of transition. The first 100 microcredits earning $ 20,000 were…
Technological development and developing challenge for compelling administration conveyance has required the execution of self administration at various levels. Such requests have not saved the budgetary part which is required to do support conveyance with least delay and at lower cost. Naturally, this has prompted…
No one can deny the impact that online banking has made on the banking industry, from enabling greater convenience to opening up new opportunities. Yet, there exist multiple ethical ramifications that need to be addressed. From a social perspective, it’s imperative that banks uphold their…
Micro finance is a vital tool to cater to income and level of living of the people both in urban and rural area. In spite of the exceptional increase in the physical outreach of formal credit institutions in the past several decades, the rural poor…
The Gold coast is a coastal city in the Australian state of Queenslanda and is located in South-east Queensland, stretching along 57 kilometres of coastline. The Gold Coast is just one hour, or 66 kilometres, south from Brisbane and immediately north of the border with…
Destructive Creations and 1C Company launched a curious action, strategy and stealth video game called Ancestors Legacy last year . With accessible mechanics and a good atmosphere, he invited us to fight as Vikings and Anglo-Saxons in a playable proposal that little or nothing had…
Today, 44 million Americans, or one-eighth of the total population that is older than 18, have student loan debt2. On aggregate, student loan debt accounts for 1.5 trillion of the national debt; however, this figure does not include private student loans which are not reported…
As per the reports from the World Gold Council, physical gold funds grew by 2.9 per cent around the world and demand for the bars and coins increased 4 per cent in 2018. Investors compelled by market volatility are reconsidering their strategies in the yellow…
Singer’s article starts off with the question of whether or not a person feels obligated to save a child who they see drowning considering what they might be losing if they help. Different circumstances proved to be what made the outcome of their choices to…
The conclusion that Singer comes to is that we must give as much as we possibly can to help those in need. He explains that instead of buying ourselves new things or luxury items, we should be putting that extra money towards stopping famine and…
People over the years have been asking a truly eternal question: is happiness really about money? Professionals in different spheres of activities are trying to find the answer to this question to this very day. Experts in the economic sphere assure that the matter is…
You and your friends are playing the game of who can build the most houses in a set amount of time. The rules are simple: Everyone starts out with the same amount of given money. With that given money you can buy supplies to build…
It seems like everywhere around us, we are bombarded with things that lead us to believe that we need to consume. A newer version of the phone we do not need, a new pair of shoes to follow a fashion trend, a new car to…
We are all in a boat, one sinking rapidly, one sinking slowly and one rising steadily. Robert Reich convincingly uses this metaphor to demonstrate the economic gap in “Why the Rich Are Getting Richer, and the Poor, Poorer”. He discusses this gap between the upper…
Imagine a future where everything is seamlessly paid for via your phone. It’s a beautiful vision of what a cashless society would look like, however, with some dangerous unintended consequences. A cashless society is one where purchases by physical cash are no longer available and,…
Cash, is money in the physical form of currency. Previously, we couldn’t live without cash because we need cash to buy everything that we need. Now, we can start living without cash because we have many ways to purchase something such as credit card, digital…
Money is modern times the most important invention. It has undergone a long historical evolutionary process. People went through a stage where money was not in use and goods were directly traded for each other. Batter exchange is called such an exchange of goods for…
Rich people have all the money they need and can buy everything they want but sometimes it’s not enough. Money can never truly make someone happy even though with all that money they can buy anything and everything they’ve ever wanted, sometimes what they truly…
The idea of helping one another seems to be a common similarity in many people’s lives. Andrew Carnegie’s “Gospel of Wealth” and Karl Marx’s “Communist Manifesto”, both have very different stances on the topic of the rich and poor yet similarities can still be found…
When people go and apply for credit cards they do it in good faith, not thinking about the possibility that they could suddenly be thrust out onto the street standing in the unemployment line. However, the harsh reality of things today is that we live…
Winning the lottery would be interesting for many reasons. One of the biggest is that you’d wonder what to do with all that money, of course. Would you keep it all for yourself? That would be tempting? Would you give it to your loved ones?…
Should football players be earning the wages they earn? It is argued that the salaries football players can earn are immensely high therefore being able to live the extravagant and luxurious lifestyles they have earned in this career. Should footballers be earning the amount of…
Credit card usage has advantages and disadvantages depending on the consumer’s pattern of use. The prudent and right use of credit card decreases liquidity risk of individuals and provide additional resources. However, unconscious and over budgetary limits’ credit card expenditures, may cause individuals to have…
Love is an intense feeling of deep feeling that helps connect two unconnected people. The casting of this bond requires an investment of time, faith, and goodwill, apart from an equal desire on both sides to explore a possible common road. They come to know…
“Money cannot buy peace of mind. It cannot heal ruptured relationships, or build meaning into a life that has none” (DeVos). Philip Pirrip from Great Expectations by Charles Dickens would agree wholeheartedly with Richard Devoe’s statement. This novel follows the journey of Pip, who strives…
Bliss. An inclination that comes over you when you realize life is great and you can’t resist the urge to grin. In any case, numerous individuals groups alternate points of view of satisfaction. Many state money can buy you happiness because it gives them the…
Surfing is about to make its debut in the 2020 Tokyo Olympics and is one of the fastest growing sports in the UK, with a 40% increase in participation between 2015 and 2017, according to the latest British Marine Association Annual Watersports Participation Survey. In…
The Foreign Exchange Market or Forex market is a very helpful of any country in transactions of another country. It is important as a result of the rate of exchange, the worth of 1 currency in terms of another, helps to work out a nation’s…
One highly debated piece of work in philosophy is Stephen Yablo’s “A thing and its Matter.” In this work, Yablo gives his stance on object pluralism and uses a penny as his example. The penny used in his work is a rare penny that is…
As author Robert B. Reich said it in his essay called “Why is the Rich getting Richer and the Poor, Poorer.?’ He stated the three reasons that play crucial roles in the United State economy. These are routine producers, in-person servers, and symbolic analysts. Reich…
As George Marshall once said, “It is logical that the United States should do whatever it is able to do to assist in the return of normal economic health in the world, without which there can be no political stability and no assured peace. Our…
To begin with, the historical precedents of the United States and other countries have shown that the retirement of the penny production is monetarily appropriate and can produce positive results. Many industrialized countries including France, the Netherlands, Spain, United Kingdom, Australia, and New Zealand previously…
We all want, and need it to live, but there are people out there who believe it will solve their problems and make them happy. I can tell you one hundred percent it will not! Yes, it could take some stress off your shoulders, but…
True happiness requires a meaningful life which In positive psychology is, a meaningful life is a construct having to do with the purpose, significance, fulfillment of life. Sadguru, an Indian mystic once claimed: ‘when your happiness is dependant upon what is happening outside of you,…
